The Rise of Direct Online Lending In recent years, direct online lenders have revolutionized the borrowing landscape by providing flexible and timely access to financial assistance, sidestepping the traditional, often cumbersome paths associated with conventional banking. The digital age has ushered in a host of platforms where prospective borrowers can access funds directly from the…
Did you know that the annual US market size growth for credit bureaus has a rate of 4.2% from 2017 to 2022? Credit is vital in our daily lives. Whether attempting to rent an apartment, buy a car, or even get a job, those with a good credit score usually have an advantage over those…
Did you know that 62% of Americans have a mortgage loan? Financing your home depends on a mortgage lender. Not all lenders offer the same service. Determining the right lender poses a challenge for people. Are you interested in getting a mortgage soon? Wondering how to find the best lenders for your mortgage? Keep reading…
With just under ten million households across the United States, timeshares are a popular option for many! Not only are these often luxury locations, but they also ensure you have a spot to vacation. If you’re someone who loves to vacation in the same spot every year, a timeshare is a great way to save…
Anyone looking to get into day trading is probably wondering how they can become better at it. After all, there’s a lot of money to be made – but only if you know what you’re doing. The good news is that with a bit of practice and some helpful tips, you can start seeing improvements…
An increasing number of cybercriminals prey on the vulnerable and weak, such as the elderly. Because the elderly are not tech savvy and not well versed with how the internet works, they are more likely to get scammed than younger generations. Research has proven that more than 53% of individuals over the age of 65…
Did you know that only 26% of consumers believed 2022 was a good time to buy a home? This was a major decrease from the year before. However, home inventory is growing so you have a chance at buying your dream home. You’ll need both a mortgage broker and a real estate broker by your…
It’s impossible to ignore the buzz about cryptocurrency. But if you’ve not dabbled in this investment before, some methods and terminology can sound a little confusing. And there are nearly 20,000 different platforms to choose from, so you’re probably wondering where to start! Here is a short guide to help you. Here, we’ll explain the…
When most people think of a mutual fund, they think of a collection of stocks, bonds, and other securities. However, a mutual fund is managed by a mutual fund manager. This individual or company is responsible for making investment decisions with the money in the fund and growing its value. What is a mutual fund…
The current US homeownership rate sits at 64.8 percent, a sharp increase from what it was a few years ago. Anyone that wants to own a home can go one of three ways. They can either choose to build their home, get a pre-owned home, or buy a new construction home. Building your own home…